• Our Mission

    We Partner with financial institutions (including community banks, credit unions, large banks, community development financial institutions (CDFI’s) and national retailers)

    to build profitable, sustainable and socially responsible businesses serving their customers with Alternative Financial Services…

    that leads to “fully banked” relationships including savings, credit access, and asset creation.

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The New Face of the Underbanked

Customer Profile:

  • 26 year old college graduate
  • Recreation director at the YMCA
  • Checking account in national bank

FEE INCOME OPPORTUNITY

Alternative Financial Services offer a new source of fee income with existing CASH BANKING customers.

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Successfully reaching the underbanked – It’s more than just marketing

$106 billion in fee income and over 106 million people. That is the size of the underbanked market in the United States, according to a national survey conducted by the leading non-profit in the sector, the Center for Financial Services Innovation.

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The Underbanked Market is an untapped opportunity

  • 106 Million People are underbanked
  • Underbanked transactions are a $106 Billion market

Retailers and Financial Institutions we work with have successfully used Alternative Financial Services to serve underbanked consumers.

Recently Published

Alternative Financial Services provide an new source of fee income with existing “Cash Transaction” Customers.

Customers that would have been considered mainstream “banked” deposit customers have been revealed as Alternative Financial Services (AFS) users.  Offering Alternative Financial Services (AFS) is now a profitable revenue enhancement opportunity with existing customers.  AFS can represent $38,441 per branch per month in revenue enhancement with existing deposit customers even while providing cost savings to the consumer.

Read more on AFS Revenue Potential